Bankruptcy has a major impact on your financial well-being for many years afterward, interest on credit cards increases, it's harder to get a loan, your wages can be garnished and more. When creditors start calling and harassing you, protect your assets and financial standing by knowing what your options are and how to rebuild your credit if you decide to declare bankruptcy.
- Bankruptcy laws in your state
- Bankruptcy FAQs
- What are the basics of filing for bankruptcy?
- Factors to consider when thinking about filing for bankruptcy.
- Which bankruptcy type should you choose? Chapter 7, Chapter 13
- Are there any tax consequences in filing for bankruptcy?
- What does "judgment proof" mean?
- Should you file for bankruptcy as an individual or with your spouse?
- Timing is important when filing for bankruptcy.
Read more Bankruptcy artcles.
Credit & Debt
- Bankruptcy and your credit: What are the side effects?
- Make sure you receive and review your free annual credit report.
- Get the facts about removing information or correcting errors on your credit report.
- Know how to close an account the right way so as not to hurt yourself financially.
- Understand your rights under the Fair Credit Reporting Act
- Avoid credit repair scams that could actually hurt your credit.
Get the Facts about Debt Collection
- Are creditors hounding you? The Fair Debt Collection Practices Act guidelines protect you.
- Understand the Fair Credit Billing Act so billing errors and unfair billing practices won't hurt you?
- Dealing with debt? What are your options?
- Follow these debt counseling tips.
- How and when do bank account seizures happen?
- What you need to know about wage garnishment and forced debt payments.
- You may be protected under the Servicemembers' Civil Relief Act.