Everyday, people lose their homes to natural disasters. Fires, floods, earthquakes and tornadoes can destroy in moments what takes you a lifetime to build. Your losses are devastating, and knowing how to pick up the pieces is overwhelming. The decisions you make in the following days and weeks make all the difference to make a quick recovery with a minimum of headaches while you're also dealing with heartache. Some of the subjects touched upon are not unique to disaster preparedness, but will help you prepare.
- Severe Weather and Emergency Warnings.
- Ready America - Helps you prepare for a disaster
- Federal Emergency Management Administration (FEMA) helps when a disaster is declared.
- Disaster Unemployment Assistance information
- The risk of unemployment if a disaster strikes.
- Time out of and off work after a disaster
Working with Insurance Companies
- Homeowner's Insurance FAQs
- Standard homeowner's insurance policies.
- Natural Disaster Insurance Claims: assistance during a confusing time.
- What are my insurance coverage and replacement costs for destroyed items?
- You can receive insurance coverage for the loss of use of your home.
- Understand your insurance coverage for losses from natural phenomena.
- How to determine insurance coverage for personal property.
- Hurricane or tornado insurance: what is and isn't covered.
- Do you need earthquake insurance?
- Flood insurance: get coverage even if you live in a floodplain.
Rebuilding and Replacing
- Your housing needs during a disaster are covered.
- The important links you need to replace personal documents.
- Address change information for individuals, non-citizens, and small businesses.
- What you need to know before hiring a contractor to repair or rebuild.
- Avoid extra heartache and financial loss by being aware of common home repair scams.
- Toxic mold is one of the most harmful aftereffects of a water disaster.