Jon G. Brooks Law Blog

Anunciando el nuevo sitio en espa?ol de los abogados de bancarrota en San Jose

Sunday, February 12, 2012 by Jon G. Brooks

Anunciando el nuevo sitio en espa�ol de Las Oficinas Legales de Jon G. Brooks, abogados de bancarrota en San Jose, California. En este sitio nuevo ofrecemos informaci�n sobre la bancarrota gratis y intentamos responder a las preguntas m�s frecuentes sobre la bancarrota.... Read More

Posted at 18:28 PM | PERMALINK

Topic: Bankruptcy

A Good Santa Clara Bankruptcy Lawyer Will Tell You There Is No Shame in Filing Bankruptcy

Sunday, August 28, 2011 by Jon G. Brooks

Bay Area bankruptcy attorney Jon G. Brooks battles the perception that filing for bankruptcy protection is somehow shameful and emphasizes that freeing oneself from crushing debt is a liberating experience allowing one to start life fresh free from creditors.... Read More

Posted at 19:52 PM | PERMALINK

Topic: Bankruptcy

San Jose BK Lawyers | Bankruptcy Lawyers in San Jose, CA

Friday, August 19, 2011 by Jon G. Brooks

San Jose bankruptcy lawyers at The Law Offices of Jon G. Brooks provide bankruptcy services to clients in the Bay Area.... Read More

Posted at 13:03 PM | PERMALINK

Topic: Bankruptcy

Are Debts Not Listed in a Chapter 7 Petition Still Discharged?

Thursday, August 18, 2011 by Jon G. Brooks

Discussion of case law concerning whether a particular debt is discharged in a Chapter 7 case if the creditor of that debt was never listed in the bankruptcy schedules, and therefore never received notice of the bankruptcy filing or discharge. Some mention is made to how to handle a case where an unnoticed creditor attempts to collect on such an unlisted debt.... Read More

Posted at 22:36 PM | PERMALINK

Topic: Bankruptcy

Recovering Garnished Wages in Chapter 7 Bankruptcy

Sunday, August 14, 2011 by Jon G. Brooks

Explanation of how Chapter 7 bankruptcy debtors may be able to recover wages garnished during the 90 day preference period immediately prior to filing bankruptcy.... Read More

Posted at 20:22 PM | PERMALINK

Topic: Bankruptcy

Credit After Bankruptcy

Thursday, August 11, 2011 by Jon G. Brooks

A discussion about re-establishing credit after bankruptcy, how long bankruptcy may affect one's credit, and the importance of establishing a pattern of timely payments after a bankruptcy to rebuild one's credit. We also touch upon the basics of Chapter 7 and Chapter 13 bankruptcy filings.... Read More

Posted at 23:01 PM | PERMALINK

Topic: Bankruptcy

"Cramming Down" a Car Loan in Chapter 13

Thursday, August 11, 2011 by Jon G. Brooks

Introductory explanation of cramming down a secured auto loan in Chapter 13 bankruptcy, including basic requirements for a cram down, how current fair market value is determined and caveats concerning procedural issues surrounding a vehicle cram down.... Read More

Posted at 21:21 PM | PERMALINK

Topic: Bankruptcy

Liability for Non-Filing Co-Debtors in Chapter 13 Bankruptcy

Tuesday, August 9, 2011 by Jon G. Brooks

Is my co-borrower protected from a second mortgage or home equity line of credit if I file for Chapter 13 bankruptcy and successfully get that second mortgage stripped from my home? We are asked this question from time to time, and the answer is: "it depends, but probably not from the full amount of the debt.... Read More

Posted at 22:22 PM | PERMALINK

Topic: Bankruptcy

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