Steven W. Haskins Law Blog

Our clients in Bonita, Chula Vista, National City, Spring Valley and South San Diego County often ask about bankruptcy and the discharge of past due income taxes. Here is some basic information on that subject.

Five Rules to Discharge Tax Debts

If the income tax debt meets all five of these rules, then the tax debt is dischargeable in Chapter 7 and Chapter 13 bankruptcy petitions.

on Thursday
29th September, 2011@ 6:30PM.

Location:
Bonita-Sunnyside Branch,
Library Community Hall,
4375 Bonita Road,
Bonita, CA 91902.

There have been a record number of foreclosures in Chula Vista, National City, Paradise Hills, Spring Valley, San Ysidro and South San Diego over the past four years. This has also resulted in a numerous individuals and companies trying to take advantage of homeowners in foreclosure. 

California’s foreclosure consultant statute protects homeowners in foreclosure from those who would attempt to squeeze money out of homeowners to perform uncessey services. Beware of... Read More

Many of our clients from Chula Vista, Bonita, South San Diego, National City and San Ysidro all ask about getting rid of taxes in bankruptcy.  Although many people under the misconception that taxes can not be discharged in bankrutpcy, in fact many, if not most, of them can be.

Bankruptcy and Taxes: Eliminating Tax Debts in Bankruptcy

In many cases, a debtor is still liable for tax debt after bankruptcy. However, bankruptcy law allows the discharge of tax debt only... Read More

Equity Purchaser Statute — Protects You from Foreclosure Scams

There have been a record number of foreclosures in Chula Vista, National City, Paradise Hills, Spring Valley, San Ysidro and South San Diego over the past four years. This has also resulted in a numerous individuals and companies trying to take advantage of homeowners in foreclosure.  This is not the case where the homeowner voluntarily lists their property for a short sale... Read More

A new Federal law protects tenants in properties where the landlord has been foreclosed upon. At least one third of the units going through foreclosure in California are rentals. Under current law, most California tenants are entitled to 60-days notice of eviction after foreclosure. The new federal law increases this to 90 days. In addition, California law provides that leases are extinguished by foreclosure, with limited exceptions. Many tenants enter into one year leases,... Read More

Many clients of mine in Chula Vista, National City, South San Diego, Spring Valley and San Ysidro own second homes or condos in Phoenix, Tuscon, the Colorado River area around Yuma and other parts of Arizona.  The rules about foreclosures in Arizona are very different than those in California.  Here is a general discussion of those rules and how they work.

Arizona Antideficiency Law

Arizona and a small minority of other states... Read More

Many clients of mine in Chula Vista, National City, South San Diego, Spring Valley and San Ysidro own second homes or condos in Las Vegas and other parts of Nevada.  The rules about foreclosures in Nevada are very different than those in California.  Here is a general discussion of those rules and how they work.

How are trust deeds or mortgage liens treated in Nevada?

Nevada primarily operates as a title theory state where the property title... Read More

Everyone is well aware that the South County areas of San Diego, including Chula Vista, National City, San Ysidro, South San Diego, Paradise Hills and Spring Valley are where a very large amount of foreclosures are now ocurring.  I would like to explain the foreclosure process in detail in this blog.

 When you purchased your home you most likely obtained one or more loans from a lender or lenders. It may have been a... Read More

As most everyone knows, Chula Vista, National City and the South San Diego area have experienced extremely high rates of foreclosure over the past several years. Although the number of foreclosures occurring in any given month goes up and down, we have seen thousands of foreclosed homes go onto the bank-owned sale list, including situations where whole neighborhoods seem to be foreclosed at more or less the same time.

Many people think that bankruptcy will prevent them from... Read More