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Although advertized to be "like a good neighbor" or keeping you in "good hands," insurance companies are in business to make money. The easiest way for them to do this is to not pay claims on the policies they have sold.
Increasingly insurers are marketing specialized products that appear, based on their name, to provide broad coverage to policyholders. One example is a "supplemental accident" policy. A closer look at many such policies reveal that the... Read More
Handicap -noun. A race or other contest in which certain disadvantages or advantages of weight, distance, time, etc., are placed upon competitors to equalize their chances of winning.
Everybody’s familiar with the term "handicap" as it applies to golf or wagering on football, baseball or basketball games. But few people consider the disadvantage an injured party faces by exercising her constitutional right to seek compensation for injuries caused by... Read More
As Congress considers repealing the recently enacted national healthcare legislation, a common cry among those looking to undo the legislation is for "lawsuit reform" or "tort reform" which they claim will help keep down the costs of healthcare. Such reform has already been the law in California for more than 30 years and the cost of healthcare in California continues to rise - insurance premiums have increased by as much as 59% in just the last two years in the case of... Read More
