Jared E. Everton Law Blog

Index annuities are aggressively marketed by the insurance industry. Salespeople earn upwards of 9% commissions by placing an individual in an indexed annuity. Surrender fees approach 20% providing little liquidity. They entice people by telling them they will receive a “bonus” on their money. Such “bonus” in reality is rarely seen by the consumer and not all it is cracked... Read More

If you or someone you know is attacked by a dog in Arizona, the owner of the dog can be held stictly liable (meaning that there is no defense).  Likewise, if the dog was left in the care of someone other than the owner, and the dog is allowed out without a leash and attacks someone, the caregiver can be held liable.  An Arizona dog bite lawyer can help you determine your total damages and establish liability.... Read More

As an insured under a health insurance policy, you are a third party beneficiary of the contract which exists between your carrier and your health care provider. That contract spells out how much your health care provider is to be paid for services rendered to you. In car accident cases, the medical provider (hospital) will often attempt to obtain more than their contracted rate. This is referred to as “balance billing.” The hospital will assert a lien against your recovery from... Read More

Many life insurance policies contain accelerated death benefits.  In the instance that the insured is diagnosed with a terminal illness, the policy will pay a portion of the death benefits while the individual is still alive.  These benefits are helpful to families as the go through this difficult period of life.  Sometimes the insurance company will not play fairly.  In such instances call an insurance lawyer immediately.... Read More

Turns out the old saying, “don’t let the bed bugs bite,” is a warning applicable for our time. There has been an increase in bed bugs throughout the United States. I represented a family who stayed at a hotel and awoke in the morning with bed bug bites all over their bodies. If this happens to you or someone you know, be sure to document the bites with photographs and a trip to your doctor’s office. Because my clients had documented their injuries, we were able to... Read More

People are always bothered with the thought that the person who caused the accident is not immediately paying for their medical treatment.   Truthfully, the negligent party’s insurance carrier is going to want to do their homework to determine liability.

By using your own medical insurance to pay for the care you are taking advantage of your health insurance carrier’s contracted rates with the medical providers.  Ultimately, the negligent party will pay for... Read More

We have represented two individuals who were literally run over by vehicles while walking in a parking lot.  In both cases, the driver was not looking when they hit our clients.

If you or anyone you know suffer a similar misfortune, be sure to call the police and request that they come make a report.  When accidents take place on private property, the police are not required to come take a report.  The report will be essential in allowing your Read More

Insurance companies are notorious for trying everything to avoid living up to the contract they entered into.  When dealing with a claim, be sure to write down each time you speak with the insurance company.  When a company unreasonably delays or denies payment they may be committing bad faith.  Contact an insurance lawyer in Mesa AZ right away!  You must even the playing field.... Read More

Recently, I received a letter from the school district advising that my child’s seven EXCUSED absences may result in her being referred to the Court for truancy charges (she is in 1st grade).   In the letter, the district cited a statute.  I was certain, without recognizing the statute, that the statute did not give the school district such authority.

While I had intended to ignore the letter, which requested my signed acknowledgement be returned, I realized that... Read More

Arizona’s wrongful death statute allows children to bring a wrongful death action against an at fault party for the death of their parent.   The statute spells out who has the standing to bring the lawsuit.  An Arizona wrongful death lawyer can identify whether you have standing to bring a wrongful death lawsuit.... Read More