Richard H. Rubin Law Blog

Richard Rubin is senior partner in the law firm of Rubin & Licatesi, P.C. As an expert Long Island foreclosure lawyer, Rubin highlights several recent court cases as proof that the tide of court-sponsored interventions favoring foreclosure defendants is starting to grow. In HSBC Bank vs. Cayo, the courts allowed the defendants to file a late answer to the suit several years after it was... Read More

Richard Rubin is a senior partner in the law firm of Rubin & Licatesi, P.C., and a noted expert on foreclosure defense, loan modification negotiations and real estate law. In this blog, Rubin outlines the  broad meaning of the recent “2MP” program for modifying second mortgage foreclosure actions. Rubin explains the basic qualifications a home or business owner must have to qualify, and what 2MP means to the foreclosure process. He says, “The message now to every... Read More

Richard Rubin, Senior partner in the law firm of Rubin & Licatesi, PC, points out how homeowners up against the lawyers representing their lenders are at a significant disadvantage in fighting foreclosure without experienced lawyers representing them. Not only are banks favored in such situation, some even violate state laws regulating their actions to win foreclosure cases. This practice has been challenged by several... Read More

Richard L. Rubin is senior partner in the law firm of Rubin and Licatesi, specializing in mortgage foreclosure defense for homeowners and business owners. In this blog, Rubin points out many of the events and circumstances in today’s mortgage crisis which are common occurrences, but which are far from normal events. The absence of governance and inadequate protection of borrowers and homeowners rights, litigation over mortgage disputes, and... Read More

Richard H. Rubin, senior partner in the lawsuit of Rubin & Licatesi, P.C. is a foreclosure defense specialist. His law firm has represented hundreds of home and business owners in fighting for their homes against lenders’ foreclosure actions. In his latest blog, Mr, Rubin points out that in foreclosure actions, the rules of law must apply fairly and equally to each side, and should now allow lenders to be treated with... Read More

Richard Rubin, senior partner in the lawfirm of Rubin & Licatesi, P.C., comments on the recent round of lawsuits of lenders by investment companies which is the latest chapter in the ongoing mortgage crisis. He explains how the “big boys” are not accepting the lenders’ attitude of “you should have known better” when the investors purchased approximately $1 trillion in at-risk mortgage backed securities which promptly failed.

Rubin,... Read More

Many homeowners unacquainted with the law in general and foreclosure procedures in particular often make mistakes when mortgage actions are pending. Richard Rubin, senior partner at the law firm of Rubin and Licatesi details some of the common mistakes homeowners make in trying to deal with foreclosure and lender tactics.

Often, homeowners ignore the “blue booklets” filed by lenders. Rubin says, “Many don’t even take a glance at these blue covered booklets,... Read More

Richard L. Rubin, Senior Partner in the law firm of Rubin & Licatesi describes some of the serious repercussions to both families and communities caused by the foreclosure crisis. Rubin then cites the many cases of foreclosure in Suffolk County's Mastic Beach, and shows how legal defense of foreclosure can save homeowners who want to keep their homes.

Says Rubin: “If in 2008 you were served with a summons and complaint, or just yesterday a process server came to your door,... Read More

Richard L. Rubin, Senior Partner in the law firm of Rubin & Licatesi describes some of the serious repercussions to both families and communities caused by the foreclosure crisis. Rubin then cites the many cases of foreclosure in Suffolk County's Mastic Beach, and shows how legal defense of foreclosure can save homeowners who want to keep their homes.

Says Rubin: “If in 2008 you were served with a summons and complaint, or just yesterday a process server came to your door,... Read More

Richard L. Rubin, Senior Partner in the law firm of Rubin & Licatesi, P.C. of Long Island, NY describes how the ongoing foreclosure crisis is related to the recent failures in the US economy. The Dow Jones industrial average took a nose dive last week, shedding over 700 points.  A small town in Rhode Island filed for protection under the federal bankruptcy laws of the United States of America.  Our nation's credit rating was downgraded while our White House and Treasury... Read More