If you have been getting collection calls for months, and the callers are getting increasingly angry
and irritated with you for not paying the amount they claim you owe, they may resort to a tactic you
definitely want to avoid: wage garnishment.Obviously, it is in your best interest to work out some
sort of repayment plan with your creditors. But by the time your unpaid debt gets to the
collections stage, creditors are usually unwilling or unable to work with you....
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