W. Travis Garrison Law Blog

Credit Counseling vs. Bankruptcy

Tuesday, November 23, 2010 by W. Travis Garrison

The Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) of 2005 was passed in an effort to make it more difficult for people to file bankruptcy.  The BAPCPA made credit counseling an eligibility requirement for filing bankruptcy in Ohio.  An individual must use an approved, non-profit credit counseling agency and complete the credit counseling within 180 days before filing bankruptcy.  At the very least, the counseling must consist of one session, either face-to-face,... Read More
Posted at 10:38 AM  |  PERMALINK
Topic: Bankruptcy

Steps to avoid bankruptcy

Thursday, August 26, 2010 by W. Travis Garrison

Avoiding bankruptcy begins with managing your finances in a level-headed way:Not running up credit cardsBudgeting your spendingSetting aside reserves for emergency situationsSystematically increasing your incomeInvesting your money wiselyPlanning and saving for the futureDespite careful and practical planning, even the most dedicated and savvy financial manager can face the unexpected—such as a contentious divorc... Read More
Posted at 13:17 PM  |  PERMALINK
Topic: Commercial Law

Ohio Bankruptcy Services

Tuesday, August 3, 2010 by W. Travis Garrison

We live in tough economic times.  Despite new bankruptcy laws with stiffer filing requirements, many people file bankruptcy today.  Cupps & Garrison, LLC offers Ohio bankruptcy services to people who are struggling financially.  Bankruptcy is a legal remedy that can overcome insurmountable debt and give you a fresh start. 

Our overall mission is to provide valuable guidance if you are in financial trouble.  Our bankruptcy... Read More

Posted at 17:09 PM  |  PERMALINK
Topic: Bankruptcy

What is a discharge in bankruptcy?

Friday, May 21, 2010 by W. Travis Garrison

Cupps & Garrison LLC, Bankruptcy Lawyers in Ohio, understand the primary goal of most personal bankruptcy cases is to obtain a discharge of the debtor’s debts.  Under Ohio Bankruptcy Law, a discharge releases the debtor from his or her personal... Read More
Posted at 21:22 PM  |  PERMALINK
Topic: Commercial Law

Can a married couple file bankruptcy individually?

Saturday, April 24, 2010 by W. Travis Garrison

Bankruptcy Attorneys in ColumbusMarried couples seeking bankruptcy advice in Ohio often inquire whether both spouses need to file bankruptcy.  Cupps & Garrison explain, the answer is... ... Read More
Posted at 08:19 AM  |  PERMALINK
Topic: Commercial Law

Can student loans be eliminated by filing bankruptcy?

Friday, April 9, 2010 by W. Travis Garrison

Ohio Bankruptcy LawyersTypically, your student loans are not dischargeable, which means that you will have to keep repaying your student loans even after your bankruptcy case.  However - Columbus bankruptcy lawyers Cupps & Garrison explain ... Read More
Posted at 22:19 PM  |  PERMALINK
Topic: Commercial Law

Chapter 11 Business Bankruptcy

Friday, February 5, 2010 by W. Travis Garrison

Columbus Bankruptcy Attorney: Cupps & Garrison, LLC.Chapter 11 bankruptcy can become very complex, but debtors who file a Columbus Chapter 11 bankruptcy claim may emerge within a couple months in prepackaged cases or within several years.  Under the bankruptcy code, Chapter... Read More
Posted at 20:16 PM  |  PERMALINK
Topic: Bankruptcy

Chapter 13 Bankruptcy Eligibility

Friday, January 29, 2010 by W. Travis Garrison

Ohio Bankruptcy Attorney: Cupps & Garrison, LLC.In order to be eligible to file a Chapter 13 bankruptcy in Columbus, there are certain conditions that must be met.  You must be an individual or a couple—a corporation or partnership cannot file under...... Read More
Posted at 19:09 PM  |  PERMALINK
Topic: Bankruptcy

Can all debts be discharged when filing bankruptcy?

Wednesday, December 23, 2009 by W. Travis Garrison

Bankruptcy Lawyers in OhioNot all debts can be discharged when filing bankruptcy.  Cupps & Garrison, Columbus bankruptcy attorneys, explain what can not be discharged when filing bankruptcy in Columbus.... Read More
Posted at 17:21 PM  |  PERMALINK
Topic: Bankruptcy

Will I Lose My House if I File Bankruptcy?

Friday, December 18, 2009 by W. Travis Garrison

Ohio Bankruptcy AttorneysAt Cupps & Garrison, Columbus bankruptcy lawyers, we hear this question a lot.  “If we file bankruptcy, will we lose our home?”  The short answer is:  not necessarily; it depends on your situation and the type of case you file.... Read More
Posted at 18:57 PM  |  PERMALINK
Topic: Bankruptcy
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