Following a car accident, victims are entitled to receive reimbursement for any property
damage or physical injuries. However, in order to receive fair compensation, it is important to
understand what to do and say when dealing with the insurance company.
traps when dealing with the insurance company
Car insurance companies know that
many accident victims are eager to move on with their lives. Because of this, they may offer to
settle a claim for less than it is worth. If fault is in dispute, the insurer may even deny the
To protect your legal rights, experts advise consulting with a Seattle auto accident lawyer who understands how insurance companies
operate. Car accident victims should also consider the following tips and traps.
for car accident victims:
Do act immediately. At the accident
scene, it is helpful to take pictures, record names of witnesses and collect any other evidence that
may support your claim. Car accident victims should contact the other driver’s insurance
company and their own insurance company as soon as possible.
be honest. When explaining the details of the car accident, honesty is the best policy. If the
insurance company determines that you were untruthful, it could deny the claim based on fraud.
However, only discuss these details with authorities, attorneys and insurance agents and
Do review your policy. It is a good
idea to thoroughly review your insurance policy and make sure you understand any applicable
provisions. If in doubt, it is advisable to consult with an attorney.
Do keep good records. Car accident victims should keep detailed records of
all accident-related expenses, missed time from work and interactions with the insurance company. A
copy of the collision report can also be obtained from Washington State Patrol.
Traps for car accident victims:
liability. Convey the facts to the insurance company, but do not admit fault or liability. Any
admissions can later be used to dispute the claim.
sign anything. Do not sign a waiver, release or other legal document without fully understanding
the legal implications.
Don’t let time limits lapse.
Failing to comply with specified time limits could invalidate your claim. These time requirements
are separate from any deadlines for bringing a lawsuit, but may still affect your legal
Don’t accept an offer without doing your own
research. Car accident victims do not have to accept the insurance company’s initial
assessment of the claim.It is always advisable to conduct an independent appraisal of any
You need an experienced car accident attorney on your
Insurance companies are well represented and accident victims should be too.
At The Jones Firm, we will
work tirelessly to get you full and fair compensation for all past, present and future damages
related to the accident. Contact our experienced Bellevue auto accident lawyers today at