the recent case of a New York City plastic surgeon who
was addicted to drugs and suffered from BiPolar Disorder in the case, Jacobs
v. Northwestern Mutual Life Insurance Company. Even though he was in a fog
and under the influence of drugs, Dr. Jacobs continued to treat patients until
his medical license was suspended. He made a claim under his own occupation insurance
policies with Northwestern
Mutual Life Insurance Company, but the company refused to pay claiming he
continued to work as a surgeon and only stopped because he had his license
Jacobs v. Northwestern Mutual Life Insurance Company, 2012 N.Y.
App. LEXIS 8630 (2d Dep’t 2012).