Life Event: Home Disaster Recovery

Every day people around the world lose their homes to natural disasters; fires, floods, earthquakes and tornadoes can destroy in moments what took you a lifetime to build. Your losses are devastating, and knowing where to begin picking up the pieces is overwhelming. The decisions you make in the following days and weeks make all the difference to make a quick recovery with a minimum of headaches while you're also dealing with heartache. Some of the subjects touched upon are not unique to disaster preparedness, but will help you prepare.

Immediate Concerns

• Ready America - Helps you prepare for a disaster
• Federal Emergency Administration Management Administration (FEMA) - Prepare your pets before, during and after a disaster
• Let the Human Society of the United States give you peace of mind about securing and finding animals
• Federal Emergency Management Administration (FEMA) - Federal Disaster Relief during and after a disaster is declared.
• Disaster Unemployment Assistance information
• The Risk of Unemployment if a Disaster Strikes - Does your employer have to hold your job?
• Time Out and Off Work after a disaster

Working with Insurance Companies

• Insuring Your Home with a standard homeowner's policy
• Homeowner's Insurance FAQs
• Natural Disaster Insurance Claims - Assistance during a confusing time
• What is my Insurance Coverage and Replacement Costs for items destroyed?
• You can also receive Insurance Coverage for Loss of Use of Your Home
• Understand your Insurance Coverage and Losses from Natural Phenomena
• How to determine Insurance Coverage for Personal Property.
• Homeowner's or Renter's Hurricane or Tornado Insurance - What is and isn't covered
• Get the facts about Homeowner's or Renter's Earthquake Insurance.
• Homeowner's or Renter's Flood Insurance - Understand how you can get covered if you live in a floodplain.
• Are you entitled to Unemployment Compensation?

Rebuilding and Replacing

• Your Housing Needs During a Disaster are covered.
• Replacing Personal Documents Lost in a Disaster: The important links you need to be prepared
• Disasters and Address Changes for individuals, non-citizens and small businesses
• What you need to know before Hiring A Contractor to repair or rebuild
• Avoid extra heartache and financial loss by being aware of common Home Repair Scams
• Protect yourself from Toxic Mold, one of the most harmful aftereffects of a water disaster

Other Financial Concerns

• Are contracts still enforceable if my property has been hit with a disaster?
• Know the facts about Consumer Bankruptcy before filing
• Get the facts about Tax Relief When Disaster Strikes in the wake of a disaster.